Contratos

VACATIONGUARD®
Travel Club Protection Plan

Description of Coverage Plan Reference Number: VGC 0411

Schedule of Coverages
Travel Protection Plan Benefits

Trip Cancellation
Trip Interruption
Trip Delay
Missed Connection
Baggage/Personal Effects
Baggage Delay
Recreational Equipment Delay
Emergency Accident/Sickness Medical Expense
Emergency Evacuation/Repatriation of RemainsProperty Damage
Collision Damage Waiver
24 Hour Accidental Death & Dismemberment

Travel Protection Plan Services

Traveler’s Assistance
Medical Assistance
Emergency Cash Transfer
Roadside Assistance ($100 per breakdown)

SECTION I: TRAVEL PROTECTION PLAN BENEFITS

Maximum Benefits (per reservation*)
Up to $5,000 per Trip
Up to $5,000 per Trip
$
1,000
$
1,000
$
1,000
$
1,000
$2,000
$ 25,000
$ 250,000
$
2,000
$ 35,000
$ 10,000
Included
Included
Included
Included

*Coverage amounts shown are shared between all persons named on the travel reservation. All benefits
are paid to the primary traveler listed on the Confirmation of Coverage.

Accident means a sudden, unexpected, unusual, specific event that occurs at an identifiable
time and place, but shallalso include exposure resulting from a mishap to a conveyance in
which You are traveling.
Accidental Injury means Bodily Injury caused by an Accident (of external origin) being the
direct and independent cause in the loss.
Actual Cash Value means the purchase price less depreciation.
Bankruptcy means the filing of a petition for voluntary or involuntary bankruptcy in a court of
competentjurisdiction under Chapter 7 or Chapter 11 of the United States Bankruptcy Code
11L.S.C. Subsection 101 et seq.
Bodily Injury means identifiable physical injury which is caused by an Accident and is
independent of disease and infirmity.
Business Partner means an individual who: (a) is involved in a legal partnership; and/or (b) is
actively involved in the day-to-day management of the business.Common Carrier means any land, sea and/or air conveyance operating under a valid license
for the transportation of passengers for hire.
Covered Vehicle means any vehicle registered to You and used while on Your scheduled Trip.
Cruise means any prepaid sea arrangements.
Default means a material failure or inability to provide contracted services due to financial insolvency.

IMPORTANT NOTESThis plan is effective when the plan cost has been received by the VacationGuard Plan Administrator
or Your Property Management Company. Please take Your Confirmation of Coverage and this
Certificate of Insurance with You on Your Trip. Should You have customer service questions about
the coverage, please call the Plan Administrator at 1-866-314-9480.
Vacation peace of mind. Provided You have notincurred any claims or traveled on a Trip,
we allow a 100% refund within the first 10 days of purchase of the Plan. There are no refunds
after that time and Your premium is fully earned. If for any reason, You wish to cancel this
Plan, You may do so by calling Your Property Management Company, whom You purchased
this plan through, within 10 days of the date You purchased this Protection Plan.NOTE: The
Insurer is under no obligation to reinstate or re-offer coverage once cancelled. This Plan
affords coverage for Trips which have been arranged and paid to Your travel club by You.
Benefits are subject to the limits provided under the Schedule of Coverages.
Designed expressly for U.S. Resident members. Underwritten by Nationwide Mutual Insurance Company.

Copyright VacationGuardInc. 04.11

PART A – DEFINITIONS

Page 1 of 10

Economy Airfare means the lowest published rate for a one-way ticket.
Exchange Fee means the pre-trip assessment paid to the Property Management Company to
transfer Your Trip to another time or vacation property as a result of a covered loss.
Exotic Vehicles includes Alfa Romeo, Aston Martin, Auburn, Avanti, Bentley, Bertone, BMC/Leyland,...