Ensayo

|   | |
Marca |  GENERAL MOTORS | Monto del Crédito | $ 57,241.38 | | |
Submarca |  SPARK | Plazo en meses | 36 meses | | |
Modelo |  PAQ A 4CIL MANUAL 5V ESTANDAR |   | | |
Valor del auto |  $ 126,400.00 | Seguro de daños | Contado | | |
Enganche |  $ 60,000.00 | Seguro de vida | Contado | | |

Gastos Iniciales |   | Información Adicional |
 Comisión por apertura |  $1,660.00     incluye  IVA  |   |  Ingresos por comprobar |  $ 8,500.00 |
 Seguro de vida |  $ 202.39 |   |  CAT |  19.0 % |

No. de
pago | Fecha | Días del
periodo | Tasa de interés sin IVA | Saldo Inicial | Capital | Intereses | IVA de los intereses | Seguro de vida | Seguro de daños | Pago del mes | Saldo Final |
Totales: | |   |   |   | $ 57,241.38 | $ 13,600.25 | $ 11,334.66 | $ 0.00| $ 0.00 | $ 82,176.29 | |

1 | 1/11/2012 | 45 | 13.90% | $57,241.38 | $1,290.55 | $1,016.67 | $369.16 | $0.00 | $0.00 | $2,676.38 | $55,950.83 |
2 | 1/12/2012 | 30 | 13.90% | $55,950.83 | $1,305.50 | $648.10 | $312.58 | $0.00 | $0.00 | $2,266.17 | $54,645.33 |

3 | 1/1/2013 | 31 | 13.90% | $54,645.33 | $1,320.62 | $654.07 | $315.95 | $0.00 | $0.00 | $2,290.65 | $53,324.71 |
4 |1/2/2013 | 31 | 13.90% | $53,324.71 | $1,335.92 | $638.27 | $315.87 | $0.00 | $0.00 | $2,290.05 | $51,988.79 |

5 | 1/3/2013 | 28 | 13.90% | $51,988.79 | $1,351.39 | $562.06 | $306.15 | $0.00 | $0.00 | $2,219.60 | $50,637.40 |
6 | 1/4/2013 | 31 | 13.90% | $50,637.40 | $1,367.05 | $606.10 | $315.70 | $0.00 | $0.00 | $2,288.85 | $49,270.35 |

7 | 1/5/2013 | 30 | 13.90% | $49,270.35 | $1,382.88 |$570.71 | $312.58 | $0.00 | $0.00 | $2,266.17 | $47,887.47 |
8 | 1/6/2013 | 31 | 13.90% | $47,887.47 | $1,398.90 | $573.19 | $315.53 | $0.00 | $0.00 | $2,287.62 | $46,488.58 |

9 | 1/7/2013 | 30 | 13.90% | $46,488.58 | $1,415.10 | $538.49 | $312.58 | $0.00 | $0.00 | $2,266.17 | $45,073.47 |
10 | 1/8/2013 | 31 | 13.90% | $45,073.47 | $1,431.49 | $539.50 | $315.36 | $0.00 | $0.00 | $2,286.36 |$43,641.98 |

11 | 1/9/2013 | 31 | 13.90% | $43,641.98 | $1,448.08 | $522.37 | $315.27 | $0.00 | $0.00 | $2,285.72 | $42,193.90 |
12 | 1/10/2013 | 30 | 13.90% | $42,193.90 | $1,464.85 | $488.75 | $312.58 | $0.00 | $0.00 | $2,266.17 | $40,729.05 |
|
13 | 1/11/2013 | 31 | 13.90% | $40,729.05 | $1,481.82 | $487.50 | $315.09 | $0.00 | $0.00 | $2,284.41 | $39,247.23 |
14 | 1/12/2013 | 30 |13.90% | $39,247.23 | $1,498.98 | $454.61 | $312.58 | $0.00 | $0.00 | $2,266.17 | $37,748.25 |

15 | 1/1/2014 | 31 | 13.90% | $37,748.25 | $1,516.35 | $451.83 | $314.91 | $0.00 | $0.00 | $2,283.08 | $36,231.91 |
16 | 1/2/2014 | 31 | 13.90% | $36,231.91 | $1,533.91 | $433.68 | $314.81 | $0.00 | $0.00 | $2,282.40 | $34,698.00 |

17 | 1/3/2014 | 28 | 13.90% | $34,698.00 | $1,551.68 | $375.12| $308.29 | $0.00 | $0.00 | $2,235.09 | $33,146.32 |
18 | 1/4/2014 | 31 | 13.90% | $33,146.32 | $1,569.65 | $396.74 | $314.62 | $0.00 | $0.00 | $2,281.02 | $31,576.67 |

19 | 1/5/2014 | 30 | 13.90% | $31,576.67 | $1,587.83 | $365.76 | $312.58 | $0.00 | $0.00 | $2,266.17 | $29,988.84 |
20 | 1/6/2014 | 31 | 13.90% | $29,988.84 | $1,606.22 | $358.95 | $314.43 | $0.00 | $0.00 | $2,279.60 |$28,382.61 |

21 | 1/7/2014 | 30 | 13.90% | $28,382.61 | $1,624.83 | $328.77 | $312.58 | $0.00 | $0.00 | $2,266.17 | $26,757.78 |
22 | 1/8/2014 | 31 | 13.90% | $26,757.78 | $1,643.65 | $320.28 | $314.23 | $0.00 | $0.00 | $2,278.16 | $25,114.13 |

23 | 1/9/2014 | 31 | 13.90% | $25,114.13 | $1,662.69 | $300.60 | $314.13 | $0.00 | $0.00 | $2,277.42 | $23,451.44 |
24 | 1/10/2014 | 30 | 13.90% |$23,451.44 | $1,681.95 | $271.65 | $312.58 | $0.00 | $0.00 | $2,266.17 | $21,769.49 |
|
25 | 1/11/2014 | 31 | 13.90% | $21,769.49 | $1,701.43 | $260.57 | $313.92 | $0.00 | $0.00 | $2,275.92 | $20,068.06 |
26 | 1/12/2014 | 30 | 13.90% | $20,068.06 | $1,721.14 | $232.46 | $312.58 | $0.00 | $0.00 | $2,266.17 | $18,346.92 |

27 | 1/1/2015 | 31 | 13.90% | $18,346.92 | $1,741.08 | $219.60 |...