Financiamiento
Páginas: 5 (1031 palabras)
Publicado: 4 de noviembre de 2010
4.7.1 Activo y Pasivo
ACTIVO | | | | PASIVO | |
Activo Corriente | | | | PRESTAMOS A BANCOS | 41,470.00 |
CAPITAL DE TRABAJO | | 15,000.00 | | | |
TOTAL ACTIVO CORRIENTE | | 15,000.00 | | TOTAL PASIVO | 41,470.00 |
Activo No Corriente | | | | PATRIMONIO | |
Alquiler | | 800.00 | | | |
Construcc, e Instalac. | | 12,500.00 | | | |
Maquinas, Equipos y Otrasunidades | 25,000.00 | | | |
Activo Fijo Intangible | | 10,500.00 | | Capital Social | 22,330.00 |
TOTAL ACTIVO NO CORRIENTE | | 48,800.00 | | | |
TOTAL ACTIVO | | 63,800.00 | | TOTAL PASIVO Y PATRIMONIO | 63,800.00 |
4.7.2 Gastos Financieros
GASTOS FINANCIEROS | PRESTAMO | 41,470.00 |
PRESTAMO | 41,470.00 | TEATET | 18%4.22% |
PLAZO TOTAL | 4 AÑOS | 12 | TRIM |CRONOGRAMA DE SERVICIO DE DEUDA TRIMESTRAL |
PERIODO | GFINAN | AMORT | SERV.DEU | SALDO DEUDA |
1 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
2 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
3 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
4 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
TOTAL | 7,000.14 |- | 7,000.14 | |
5 | 1,750.03 | S/. 2,725.27 | S/. 4,475.31 | 38,744.73 |
6 | 1,635.03 | S/. 2,840.28 | S/. 4,475.31 | 35,904.45 |
7 | 1,515.17 | S/. 2,960.14 | S/. 4,475.31 | 32,944.31 |
8 | 1,390.25 | S/. 3,085.06 | S/. 4,475.31 | 29,859.25 |
TOTAL | 6,290.48 |11,610.75 | 17,901.23 | |
9 | 1,260.06 | S/. 3,215.25 | S/. 4,475.31 | 26,644.00 |
10 | 1,124.38 | S/. 3,350.93 | S/. 4,475.31 | 23,293.08 |
11 | 982.97 | S/. 3,492.34 | S/. 4,475.31 | 19,800.74 |
12 | 835.59 | S/. 3,639.72 | S/. 4,475.31 | 16,161.02 |
TOTAL | 4,203.00 | 13,698.23 |17,901.23 | |
13 | 682.00 | S/. 3,793.31 | S/. 4,475.31 | 12,367.71 |
14 | 521.92 | S/. 3,953.39 | S/. 4,475.31 | 8,414.32 |
15 | 355.08 | S/. 4,120.22 | S/. 4,475.31 | 4,294.10 |
16 | 181.21 | S/. 4,294.10 | S/. 4,475.31 | (0.00) |
TOTAL | 1,740.21 | 16,161.02 |17,901.23 | |
4.7.3 Estados de Ganancias y Pérdidas
ESTADOS DE GANANCIAS Y PERDIDAS PROYECTADAS |
CONCEPTO | AÑO 01 | AÑO 02 | AÑO 03 | AÑO 04 | AÑO 05 |
Ing. x Ventas | 80,000.00 | 93,280.00 | 108,764.48 | 126,819.38 | 147,871.40 |
Cto. Prod. C/D | 48,300.00 | 54,480.00 | 61,524.90 | 69,568.76| 78,766.42 |
Utilidad Bruta | 31,700.00 | 38,800.00 | 47,239.58 | 57,250.62 | 69,104.98 |
Gastos Adm y Vtas | 9,600.00 | 11,193.60 | 13,051.74 | 15,218.33 | 17,744.57 |
Gastos Financieros | 7,000.14 | 6,290.48 | 4,203.00 |1,740.21 | - |
Utilidad Antes Imp. Y deduc. | 15,099.86 | 21,315.92 | 29,984.85 | 40,292.09 | 51,360.42 |
Deducciones a Trab. | 1,509.99 | 2,131.59 | 2,998.48 | 4,029.21 | 5,136.04 |
Utilid. Antes Imp. | 13,589.88 | 19,184.33 |26,986.36 | 36,262.88 | 46,224.37 |
Imp., a la Renta (30%) | 4,076.96 | 5,755.30 | 8,095.91 | 10,878.86 | 13,867.31 |
Utilidad Neta | 9,512.91 | 13,429.03 | 18,890.45 | 25,384.02 | 32,357.06 |
Utilidades Acumulada | 9,512.91 |...
ACTIVO | | | | PASIVO | |
Activo Corriente | | | | PRESTAMOS A BANCOS | 41,470.00 |
CAPITAL DE TRABAJO | | 15,000.00 | | | |
TOTAL ACTIVO CORRIENTE | | 15,000.00 | | TOTAL PASIVO | 41,470.00 |
Activo No Corriente | | | | PATRIMONIO | |
Alquiler | | 800.00 | | | |
Construcc, e Instalac. | | 12,500.00 | | | |
Maquinas, Equipos y Otrasunidades | 25,000.00 | | | |
Activo Fijo Intangible | | 10,500.00 | | Capital Social | 22,330.00 |
TOTAL ACTIVO NO CORRIENTE | | 48,800.00 | | | |
TOTAL ACTIVO | | 63,800.00 | | TOTAL PASIVO Y PATRIMONIO | 63,800.00 |
4.7.2 Gastos Financieros
GASTOS FINANCIEROS | PRESTAMO | 41,470.00 |
PRESTAMO | 41,470.00 | TEATET | 18%4.22% |
PLAZO TOTAL | 4 AÑOS | 12 | TRIM |CRONOGRAMA DE SERVICIO DE DEUDA TRIMESTRAL |
PERIODO | GFINAN | AMORT | SERV.DEU | SALDO DEUDA |
1 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
2 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
3 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
4 | 1,750.03 | 0 | 1,750.03 | 41,470.00 |
TOTAL | 7,000.14 |- | 7,000.14 | |
5 | 1,750.03 | S/. 2,725.27 | S/. 4,475.31 | 38,744.73 |
6 | 1,635.03 | S/. 2,840.28 | S/. 4,475.31 | 35,904.45 |
7 | 1,515.17 | S/. 2,960.14 | S/. 4,475.31 | 32,944.31 |
8 | 1,390.25 | S/. 3,085.06 | S/. 4,475.31 | 29,859.25 |
TOTAL | 6,290.48 |11,610.75 | 17,901.23 | |
9 | 1,260.06 | S/. 3,215.25 | S/. 4,475.31 | 26,644.00 |
10 | 1,124.38 | S/. 3,350.93 | S/. 4,475.31 | 23,293.08 |
11 | 982.97 | S/. 3,492.34 | S/. 4,475.31 | 19,800.74 |
12 | 835.59 | S/. 3,639.72 | S/. 4,475.31 | 16,161.02 |
TOTAL | 4,203.00 | 13,698.23 |17,901.23 | |
13 | 682.00 | S/. 3,793.31 | S/. 4,475.31 | 12,367.71 |
14 | 521.92 | S/. 3,953.39 | S/. 4,475.31 | 8,414.32 |
15 | 355.08 | S/. 4,120.22 | S/. 4,475.31 | 4,294.10 |
16 | 181.21 | S/. 4,294.10 | S/. 4,475.31 | (0.00) |
TOTAL | 1,740.21 | 16,161.02 |17,901.23 | |
4.7.3 Estados de Ganancias y Pérdidas
ESTADOS DE GANANCIAS Y PERDIDAS PROYECTADAS |
CONCEPTO | AÑO 01 | AÑO 02 | AÑO 03 | AÑO 04 | AÑO 05 |
Ing. x Ventas | 80,000.00 | 93,280.00 | 108,764.48 | 126,819.38 | 147,871.40 |
Cto. Prod. C/D | 48,300.00 | 54,480.00 | 61,524.90 | 69,568.76| 78,766.42 |
Utilidad Bruta | 31,700.00 | 38,800.00 | 47,239.58 | 57,250.62 | 69,104.98 |
Gastos Adm y Vtas | 9,600.00 | 11,193.60 | 13,051.74 | 15,218.33 | 17,744.57 |
Gastos Financieros | 7,000.14 | 6,290.48 | 4,203.00 |1,740.21 | - |
Utilidad Antes Imp. Y deduc. | 15,099.86 | 21,315.92 | 29,984.85 | 40,292.09 | 51,360.42 |
Deducciones a Trab. | 1,509.99 | 2,131.59 | 2,998.48 | 4,029.21 | 5,136.04 |
Utilid. Antes Imp. | 13,589.88 | 19,184.33 |26,986.36 | 36,262.88 | 46,224.37 |
Imp., a la Renta (30%) | 4,076.96 | 5,755.30 | 8,095.91 | 10,878.86 | 13,867.31 |
Utilidad Neta | 9,512.91 | 13,429.03 | 18,890.45 | 25,384.02 | 32,357.06 |
Utilidades Acumulada | 9,512.91 |...
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