Finanzas De La Empresa Mabel S.A

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4.3.12 PLAN FINANCIERO

* INVERSIÓN INICIAL:

CUADRO DE INVERSIÓN |
RUBROS | CANT | U. | PRECIO | P.Q. | SUB TOTAL | TOTAL | TOTAL |
I. INVERSIÓN FIJA | | | | | | | 48,735.60 |
I.1 NVERSIÓN FIJA TANGIBLE | | | | | | 48,015.00 | |
I.1.1 Maquinaria y Equipo | | | | | 36,700.00 | | |
Horno rotativo18 bandejas | 1 | | 23,000.00 | 23,000.00 | | | |
Amasadora 20kg de masa | 1 | | 9,000.00 | 9,000.00 | | | |
Sobadora | 1 | | 3,500.00 | 3,500.00 | | | |
Balanza 15 kg mecánica | 1 | | 1,200.00 | 1,200.00 | | | |
I.1.2 Muebles y Enseres | | | | | 11,130.00 | | |
-Muebles | | | | | | | |
Torno | 1 | | 1,400.00 | 1,400.00 | | | |
Vitrina exhibidora depan | 2 | | 2,500.00 | 5,000.00 | | | |
Estantes | 3 | | 500.00 | 1,500.00 | | | |
Ruteros (carretillas) | 6 | | 450.00 | 2,700.00 | | | |
-Enseres | | | | | | | |
Latas para hornear | 50 | | 6.00 | 300.00 | | | |
Depósitos para agua | 10 | | 10.00 | 100.00 | | | |
Bolsas de papel | 2000 | | 0.04 | 80.00 | | | |
Otros | | | | 50.00 | | | |
I.1.3Herramientas | | | | | 185.00 | | |
Plásticos | 150 | | 0.30 | 45.00 | | | |
Paletas | 20 | | 2.00 | 40.00 | | | |
Palas | 5 | | 20.00 | 100.00 | | | |

CUADRO DE INVERSIÓN |
RUBROS | CANT | U. | PRECIO | P.Q. | SUB TOTAL | TOTAL | TOTAL |
I.2 INVERSION FIJA INTANGIBLE | | | | | | 720.60 | |
Lic. De Funcionamiento | | | | | 180.00 | | |
OtrosGastos de Constitución | | | | | 540.60 | | |
II CAPITAL DE TRABAJO | | | | | | | 19,776.00 |
II.1 MATERIA PRIMA *30D | | | | | | 11,826.00 | |
Costo de Producción Diaria | | | | | 394.20 | | |
Harina | 64 | KG | 3.50 | 224.00 | | | |
Agua | 35 | LTS. | | - | | | |
Sal| 1500 | GRS | 0.0010 | 1.50 | | | |
Levadura | 12 | KG. | 4.50 | 54.00 | | | |
Manteca | 24 | KG. | 4.00 | 96.00 | | | |
Azúcar | 2.4 | KG. | 3.00 | 7.20 | | | |
Mejorador | 1300 | GRS | 0.0050 | 6.50 | | | |
Otros | | | |5.00 | | | |
II.2. DISPONIBLES | | | | | | 7,500.00 | |
Luz y Agua | | | | | 200.00 | | |
Remuneraciones | | | | | 7,300.00 | | |
Gerente titular | 1 | | 2,500.00 | 2,500.00 | | | |
Contador | 1 | | 1,200.00 | 1,200.00 | | | |
Vendedor | 3 | | 450.00 | 1,350.00 | | | |
Maestro Panadero | 1 | | 900.00 | 900.00 | | | |
Maestro Pastelero | 3 | |450.00 | 1,350.00 | | | |
II.3 EXIGIBLES | | | | | | | 450.00 |
Alquiler Local | | | | | | 450.00 | |
II.4 PUBLICIDAD | | | | | | | 50 |
III IMPREVISTOS 1 % | | | | | | | 685.12 |
TOTAL INVERSION | | | | | | | 69,696.72 |

* ALTERNATIVAS DE FINANCIAMIENTO

BANCO DE CRÉDITO DEL PERÚ
BANCO DE CREDITO DEL PERU |
PRESTAMO | 34,848.36 |
TEA | 29.84% |TIM | 0.025 |
PERIO. PAG | 12 meses. |

FINANCIAMIENTO CON CUOTAS CONSTANTES MENSUALES |
Financiamiento S/. en Nuevos Soles |
Período | Principal Inicio | Amortización | Intereses | Cuota | Principal Final |
1 | 34,848.36 | 2,904.03 | 866.56 | 3,770.59 | 31,944.33 |
2 | 31,944.33 | 2,904.03 | 794.35 | 3,698.38 | 29,040.30 |
3 | 29,040.30 | 2,904.03 | 722.14 | 3,626.17 |26,136.27 |
4 | 26,136.27 | 2,904.03 | 649.92 | 3,553.95 | 23,232.24 |
5 | 23,232.24 | 2,904.03 | 577.71 | 3,481.74 | 20,328.21 |
6 | 20,328.21 | 2,904.03 | 505.49 | 3,409.52 | 17,424.18 |
7 | 17,424.18 | 2,904.03 | 433.28 | 3,337.31 | 14,520.15 |
8 | 14,520.15 | 2,904.03 | 361.07 | 3,265.10 | 11,616.12 |
9 | 11,616.12 | 2,904.03 | 288.85 | 3,192.88 | 8,712.09 |
10 | 8,712.09 | 2,904.03...