Negocios
Páginas: 3 (715 palabras)
Publicado: 1 de agosto de 2012
BUSINESS PLAN GUIDELINES
Every business can benefit from the preparation of a carefully written business plan. The purpose of the business plan is to:
1. Help you think through the ventureand ensure you have considered all your options and anticipated any potential difficulties.
2. Convince lenders and investors that you are in control of the project and that their money will besafe with you.
3. Serve as an operating guide as you turn your idea into a viable business.
4. Furnish a standard against which to judge future business decisions and results.
Give yourplan a businesslike appearance by typing on high quality paper and putting it in a vinyl or cardstock binder or a three-ring binder.
REFINING YOUR BUSINESS PLAN
The generic business planoutline should be modified to suit your specific type of business and the audience for which the plan is written.
1. For Raising Capital
For Bankers
Bankers want assurance of orderly repayment. Ifyou intend using this plan to present to lenders, include:
§ Amount of loan
§ How the funds will be used
§ What will this accomplish (how will it make the business stronger?)
§Requested repayment terms (number of years to repay). You will probably not have much negotiating room on interest rate, but may be able to negotiate a longer repayment term, which will help cash flow.§ Collateral offered, and list of all existing liens against collateral
For Investors
Investors have a different perspective. They are looking for dramatic growth, and they expect to share inthe rewards.
§ Funds needed short term
§ Funds needed in 2 to 5 years
§ How company will use funds, and what this will accomplish for growth.
§ Estimated return on investment§ Exit strategy for investors (buyback, sale, or IPO)
§ Percent of ownership you will give up to investors
§ Milestones or conditions you will accept
§ Financial reporting to be...
Every business can benefit from the preparation of a carefully written business plan. The purpose of the business plan is to:
1. Help you think through the ventureand ensure you have considered all your options and anticipated any potential difficulties.
2. Convince lenders and investors that you are in control of the project and that their money will besafe with you.
3. Serve as an operating guide as you turn your idea into a viable business.
4. Furnish a standard against which to judge future business decisions and results.
Give yourplan a businesslike appearance by typing on high quality paper and putting it in a vinyl or cardstock binder or a three-ring binder.
REFINING YOUR BUSINESS PLAN
The generic business planoutline should be modified to suit your specific type of business and the audience for which the plan is written.
1. For Raising Capital
For Bankers
Bankers want assurance of orderly repayment. Ifyou intend using this plan to present to lenders, include:
§ Amount of loan
§ How the funds will be used
§ What will this accomplish (how will it make the business stronger?)
§Requested repayment terms (number of years to repay). You will probably not have much negotiating room on interest rate, but may be able to negotiate a longer repayment term, which will help cash flow.§ Collateral offered, and list of all existing liens against collateral
For Investors
Investors have a different perspective. They are looking for dramatic growth, and they expect to share inthe rewards.
§ Funds needed short term
§ Funds needed in 2 to 5 years
§ How company will use funds, and what this will accomplish for growth.
§ Estimated return on investment§ Exit strategy for investors (buyback, sale, or IPO)
§ Percent of ownership you will give up to investors
§ Milestones or conditions you will accept
§ Financial reporting to be...
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