Primas Comerciales

SOLUCION DEL EJERCICIO INVESTIGACION |
PLANES: |
1.RENTA |   |   |
R | 4,000.00 |   |
N | 7 |   |
2.VIDA ENTER DIFERIDO |   |   |
S.A | 50,000.00 |   |
DIFERIDO |7 |   |
3.DOTAL PURO D. |   |   |
SA | 20,000.00 | |
N | 22 |   |
EDADES | 38-45 AÑOS |   |
RECARGO PARA LA PRIMA COMERCIAL |
κ | 80% | 0.80 |
γ | 5‰ | 0.005 |
β| 5% | 0.05 |

EDADES (X) | γ RENTA | γ VIDA E | γ DOTAL |
38 | 122.71 | 73.10 | 32.01 |
39 | 122.57 | 74.87 | 33.48 |
40 | 122.42 | 876.64 | 35.02 |
41 | 122.26 | 78.41 | 36.64 |
42 |122.08 | 80.16 | 38.36 |
43 | 121.89 | 81.90 | 40.18 |
44 | 121.68 | 83.61 | 42.10 |
45 | 121.45 | 85.29 | 44.14 |

  | PRIMAS NETAS NIVELADAS |
EDADES X | PNN R | PNN VE | PNN DP |
38 |24,541.92 | 14,619.57 | 6,402.38 |
39 | 24,514.23 | 14,973.91 | 6,695.03 |
40 | 24,484.28 | 15,328.31 | 7,003.52 |
41 | 24,451.65 | 15,681.39 | 7,328.95 |
42 | 24,416.25 | 16,032.49 | 7,672.67 |43 | 24,377.75 | 16,379.73 | 8,036.07 |
44 | 24,335.85 | 16,722.16 | 8,420.75 |
45 | 24,290.46 | 17,058.34 | 8,828.57 |

  | FACTOR DE ACTUALIZACION (N) |
EDADES X | RENTA | VIDA ENTERA |DOTAL PURO |
38 | 6.14 | 17.39 | 13.93 |
39 | 6.13 | 17.14 | 13.52 |
40 | 6.12 | 16.88 | 13.09 |41 | 6.11 | 16.62 | 12.66 |
42 | 6.10 | 16.35 | 12.20 |
43 | 6.09 | 16.08 | 11.73 |
44 | 6.08 |15.80 | 11.25 |
45 | 6.07 | 15.52 | 10.74 |

  | PRIMA COMERCIAL (B) |
EDADES X | RENTA | VIDA ENTERA | DOTAL PURO |
38 |30,093.10 | 16,253.09 | 7,208.98 |
39 | 30,064.55 | 16,659.45 | 7,553.22 |
40 | 30,033.67 | 17,067.14 | 7,918.26 |
41 | 30,000.03 | 17,474.74 | 8,305.96 |
42 | 29,963.54 | 17,881.60...