Primas

X= i= q40 q41 q42 t 0 1 2

40 0.055 0.003166 0.00341 0.003672 VALOR PRESENTE 1 0.947867299 0.898452416 p40 p41 p42
tP x

RAUL PINEDA SANCHEZ
0.996834 0.996590.996328 α t+1 0.7 0.5 0.1 β t+1 0.1 0.05 0.05 δ t+1 0.05 0.02 0.02 SUMA S.A. M 40 M 50 D 50 D 40 N 40 N 45 100000 203263 166581 633974 1133099 17835956 12764034 PRODUCTO 0.850.53857382 0.15173416 1.54030798

1 0.996834 0.9934348

PRIMA DE RIESGO ANUALIDAD PRIMA DE TARIFA M 40 M 41 M 42 M 43 M 44 M 45 M 46 M 47 M 48 M 49 M 50

0.591877674.4761508 20160.4006 203263 199862 196402 192882 189302 185663 181964 178205 174388 170513 166581 N 40 N 41 N 42 N 43 N 44 N 45 17835956 16702856 15632229 14620877 1366576912764034 D 40 D 41 D 42 D 43 D 44 D 45 D 46 D 47 D 48 D 49 D 50 1133099 1070627 1011352 955107 901736 851086 803018 757396 714094 672991 633974

PNN

13222.9163CAN

0.28186909

PRIMA DE AHORRO 12922.8215 PERDIDA DEL 1° AÑO 8429.68659
PERDIDA AMORTIZABLE

E 40

8429.68659

ä41:4

1.05835074 3.67898624

t 0 1 2 3 4 56 7 8 9 10 FND 276/365 0.24383562 0.75616438
89/365 V 40

AMT 10854.6942 8921.56503 6877.31979 4714.50433 2425.00367 0 0 0 0 0 0 2665.24779

tV x

0 13676.832828134.218 43424.0566 59602.7369 76732.0811 80864.5634 85239.1615 89873.462 94786.7059 100000

t V x min 4808.45325 4755.26774 21256.8982 38709.5523 57177.7333 76732.081180864.5634 85239.1615 89873.462 94786.7059 100000

AMT
12000 10000 8000 6000 AMT 4000 2000 0 -2000 0 2 4 6 8 10 12

tVx
120000 100000 80000 60000 tVx 40000 20000 0 0 24 6 8 10 12

tVx min
120000 100000 80000 60000 tVx min 40000 20000 0 0 2 4 6 8 10 12

120000 100000 80000 60000 40000 20000 0 0 2 4 6 8 10 12 tVx tVx min