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Means of payment 2010 and 2011.
In 2010 there were 17 billion payment transactions registered for a payment of 25 billion, an increase of 3.9% in comparison to 2009.

The most popular method ofpayment this year were both credit and debit card, part of the 43% of the transactions of the year.

The check on the contrary, decreased because the market was divided in the last ten years by thepayment of taxes and transfers. Being in 2010 third mean of payment after taxes.

Taxes, checks and transferences cover similar segments in the market, being 17.5% and 20% of total transactions, butthe transferences are the most popular when you have larger amounts of money, covering 85% on the total amount of transactions.

Electronic payments have also had a progress, but They’ve beengrowing slowly, covering market share of less than 4,000 transactions.

Introduction
In 2010, 17 billion of transactions represented a payment for 25 billion of euros done by particular clients,professionals and companies, using different payment services.
According to the report received in 2009 by the Bank of France, the transactions incremented a 3.9%, although the effects of the financialcrisis.
The volumes and values of the transactions are detailed in the next table:

Payment cards: bank cards both debit and credit are part of the most used instrument in France with a 43% totalamount of the transactions done in 2010, they are specially used for small transactions, in average 49 euros, which compared to other means of payment is relatively low, representing a 1.45% total amountof transactions registered in 2010.

The taxes have passed the check with a 20% of the volume of payment transactions, even when they have decreased a 4.9% in volume and 5.2% in value, theprogression of this mean is given by the payment of direct taxes, being an average amount of 329 euros.

The SEPA tax (Single European Payments Area) was launched on November 1st, 2010 and reflected in an...
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