Mandato

BRITISH DEPENDENT TERRITORY OF MONSTSERRAT

A.D. 2002

POWER OF ATTORNEY



KNOW ALL MEN BY THESE PRESENTS THAT SOUTH BANK & TRUST COMPANY LTD., a company incorporated under the Laws of the Colony of Montserrat by the Certificate No. 183/1998 on December 29, 1988 and duly licensed under the Banking Act of Montserrat to engage in banking business (hereinafter called the company) by thesepresents does make, constitute and appoint JOSE VICENTE PEREIRA RIVADENEIRA, male, Guatemalan of legal age, with address at 12 calle 6-06 zona 10, Guatemala City, Guatemala, as its LEGAL REPRESENTATIVE for it and in its name, place and stead, from time to time and at all times until this authority shall be revoked and written notice of such revocation shall have been delivered:

FIRST: Toadminister, rule, govern, dispose of the capital of the company and of all the real and personal property, tangible or intangible, present and future, to sell, acquire, exchange, assign, transfer, to adjudicate in payment and otherwise dispose of said property, whether exclusively owned by the company or in conjunction with other natural or juridical persons; to purchase, sell and/or integrate quotas orcompanies of limited liability, to agree on, grant, consent, acknowledge, perform, execute, amend and cancel all kinds of real personal obligations and juridical acts, acts as aforesaid, contracts and agreements of administrations and decision, to dispose of and acquire, promise associate, sell, assign, exchange, adjudicate, transfer, transact, mortgage, hypothecate, sue, acknowledge ownershipand other rights to approve dividends and awards and cessation of joint ownership of condominiums, to consent to several or joint obligations of all kinds and to lease as lessor or lessee, and to borrow, deposit, pledge or lend, collect and receive credits, whether present or future and any sums due to the company, to receive the proceeds of transfer or loans entered into on behalf of the company,to receive any property given on account of obligations, to extend, modify, novate, rescind, annul, dissolve and consent rescissions, to confirm, subrogate, delegate and accept delegations of obligations and agreements of all kinds and any other acts; to demand benefits arising from contractual sources.

SECOND: To open bank accounts, to draw funds whether on deposit or overdraft against currentaccounts, savings accounts or otherwise, to confirm present and future deposits of money, securities, goods, merchandise, documents and correspondence of public offices, banking institutions, whether public or private and specifically to draw, sign, accept, dishonor, endorse, discount, protest and pay checks, bills of exchange, scripts, promissory notes and other credit documents of a commercialor civil nature and to receive their respective amounts.

THIRD: To contract credits or mortgage loans, whether on pledge or single, with or without real or personal guarantee, whether in cash, debentures, mortgage, bonds or otherwise, accepting and signing, as the case may be, all rules and provisions of the constitutional laws or by-laws of lending institutions, including the provision thatall mortgages grated shall secure credits given by the making of a new or supplement credit.

FOURTH: To enter into and constitute contracts with trading corporations, commercial joint stock companies, partnership, or limited liability companies, or companies of any other nature and descriptions, to establish the terms or agreements that shall rule their operations, to carry on any kind ofcontribution to the capital thereof, to accept managerial or directorship office, to attend meeting, to grant extensions, dissolve and make amendments in respect thereto, either in whole or in part, to subscribe, purchase and sell share, evidences of indebtedness, private or public loans, to collect coupons and share dividends.

FIFTH: To lease forts or safe deposit boxes, to request the opening...