Banco

BE : Good evening Mr.
Please have a seat. How can i help you today?

C : Well I´m interested in taking out a mortgage , but I would like some
Information first

BE : I´d behappy to answer any question your have . What would you like?
to know ?

C : Well for starters . What kind of mortgages do you offer?

BE : We have a variable rate mortgage and a fixedrate mortgage ?

C : Could you explain the difference please ?

BE : Sure .
Fixed rate mortgage .- your payments stay the same over this
Time and you don´t have to worry aboutfluctuations in your interest
rate .

Variable rate mortgage .- your mortgage interest rate is based on the
Bank Prime rate your interest rate will fluctuations as the bankprime
goes up and down.

BE : Do you have any questions regarding what I just told your ?

C : No I´d like to apply for the fixed rate mortgage

BE : Ok I´ll need to set up a bankprofile first so I´ll need to ask you some
question about your personal finances ?

QUESTION.-

1.-a- What is your name ?
My name is OSCAR DAVID LLACTAS ALTAMIRANO

1.- b-Canyou spell your last name ?
Yes I can. It is LL - A – T – A - S

2.- What do you for a living ?
I am a Doctor


3.- How much is your monthly salary ?
It is $. 1,000

4.-What was your gross income last year ?
It was $. 12,000

5.- Do you have any credit cards ?
Yes I do

6.- How much debt do you have on your credit card ?
I don’t have debts7.- Do you have a car ?
Yes I do

8.- How much is it worth ?
It is $. 8,000

9.- Do you make monthly payments on it ?
No I don´t

10.- Do you have any outstanding loans ?No I don´t

11.- Do you have a house?
No I don´t

12.- Are you renting ?
Yes I am

13.- How much is your monthly rent payment ?
It is $. 500

BE : Thanks a lot...