Plan de negocio para nuevas empresas

Business Plan for a Startup Business
The business plan consists of a narrative and several financial worksheets. The narrative template is the body of the business plan. It contains more than 150 questions divided into several sections. Work through the sections in any order that you like, except for
the Executive Summary, which should be done last. Skip any questions that do not applyto your type of business. When you are finished writing your first draft, you’ll have a collection of small essays on the various topics of the business plan. Then you’ll want to edit them into a smooth‐flowing narrative.

The real value of creating a business plan is not in having the finished product in hand; rather, the value lies in the process of researching and thinking about yourbusiness in a systematic way. The act of planning helps you to think things through thoroughly,
study and research if you are not sure of the facts, and look at your ideas critically. It takes time now, but avoids costly, perhaps disastrous, mistakes later.

This business plan is a generic model suitable for all types of businesses. However, you should modify it to suit your particularcircumstances. Before you begin, review the section titled Refining the Plan, found at the end. It suggests emphasizing certain areas depending upon your type of business (manufacturing, retail, service, etc.). It also has tips for fine‐tuning your plan to make an effective presentation to investors or bankers. If this is why you’re creating your plan, pay particular attention to your writing style.You will be judged by the quality and appearance of your work as well as by your ideas.

It typically takes several weeks to complete a good plan. Most of that time is spent in research and re‐thinking your ideas and assumptions. But then, that’s the value of the process. So make time to do the job properly. Those who do never regret the effort. And finally, be sure to keep detailed notes onyour sources of information and on the assumptions underlying your financial data.

If you need assistance with your business plan, contact the SCORE office in your area to set up a business counseling appointment with a SCORE volunteer or send your plan
for review to a SCORE counselor at www.score.org. Call 1‐800‐634‐0245 to get the contact information for the SCORE office closest to you.Page 2 of 31





Business Plan








































OWNERS



Your Business Name
Address Line 1
Address Line 2
City, ST ZIP Code
Telephone
Fax
E‐Mail
Page 3 of 31







I. Table of Contents

I. Table of Contents................................................................................................... 3

II. Executive Summary ............................................................................................... 4

III. General Company Description ............................................................................ 5

IV. Products andServices............................................................................................ 6

V. Marketing Plan ....................................................................................................... 7

VI. Operational Plan .................................................................................................. 16

VII. Management and Organization......................................................................... 21

VIII. Personal Financial Statement ............................................................................. 22

IX. Startup Expenses and Capitalization ................................................................ 23

X. Financial Plan ....................................................................................................... 24

XI. Appendices...