Calculo del indice de herfindahl

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PRINCIPALES RUBROS DEL BALANCE GENERAL AL 30/06/2012
Cifras en miles de quetzales
INSTITUCIONES BANCARIAS CARTERA DE CRÉDITOS % MC en Montos CAPITAL CONTABLE Máximo deCrédito que se puede otorgar en términos relativos% Máximo de Crédito que se puede otorgar en términos absolutos Capital Minimo para cubrir portafolio Capital Minimo para cubrir concentraciòn RC
ACTIVONETO
EL CRÉDITO HIPOTECARIO NACIONAL DE GUATEMALA 1,134,340.00 1.17% 1,286,727,235,600.00 184,511.24 265,383.00 69.53% 788,665.74 58,248.35 404,472.29 23.40% 0.0001661
INMOBILIARIO,S. A. 534,610.00 0.55% 285,807,852,100.00 86,959.43 133,487.00 65.14% 348,268.96 27,452.22 190,626.21 24.97% 0.0002342
DE LOS TRABAJADORES 4,717,910.00 4.85% 22,258,674,768,100.00 767,413.15746,689.00 102.78% 4,848,854.29 242,264.66 1,682,267.97 15.83% 0.0000016
INDUSTRIAL, S. A. 23,934,180.00 24.60% 572,844,972,272,400.00 3,893,123.10 3,446,855.00 112.95% 27,032,964.52 1,229,020.038,534,224.77 14.40% 0.0000008
DE DESARROLLO RURAL, S. A. 23,039,470.00 23.68% 530,817,177,880,900.00 3,747,589.96 3,985,660.00 94.03% 21,663,284.51 1,183,076.68 8,215,197.50 17.30% 0.0000125INTERNACIONAL, S. A. 2,719,019.00 2.79% 7,393,064,322,361.00 442,274.42 361,202.00 122.45% 3,329,307.59 139,621.61 969,522.22 13.28% 0.0000069
REFORMADOR, S. A. 5,556,438.00 5.71%30,874,003,247,844.00 903,807.74 877,755.00 102.97% 5,721,359.22 285,323.07 1,981,262.40 15.80% 0.0000015
CITIBANK, N. A. SUC. GUATEMALA 28,039.00 0.03% 786,185,521.00 4,560.81 202,579.00 2.25% 631.26 1,439.809,997.88 722.49% 1.1795911
VIVIBANCO, S. A. 7,175.00 0.01% 51,480,625.00 1,167.08 78,881.00 1.48% 106.16 368.44 2,558.39 1099.39% 2.7711445
FICOHSA GUATEMALA, S. A. 145,810.00 0.15%21,260,556,100.00 23,717.39 57,346.00 41.36% 60,304.69 7,487.34 51,991.56 39.33% 0.0013949
PROMERICA, S. A. 1,496,657.00 1.54% 2,239,982,175,649.00 243,445.56 209,651.00 116.12% 1,737,909.70 76,853.33...
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