Parc De La Tete Dor

BANCO
SANTANDER






MADE BY:
Alberto Galicer Sanchez
Roberto Dominguez Perez
Pablo De Aristegui Sanchez
Jesús Arjona Izquierdo


INTRODUCTION

Banco Santander is a commercial bank based in Spain and a presence in ten main markets. The largest bank in the euro zone and among the fifteen largest in the world by market capitalization,with more than 50,000 million euros at the end of 2011. Founded in 1857, this bank manages funds 1.383 billion euros over 102 million customers, over 15,000 offices. It has 3.3 million employees and 193,000 shareholders

It is the main financial group in Spain and Latin America, with very relevant positions in the UK, Brazil, Portugal, Germany, Poland and the northeastern United States. ThroughSantander Consumer Finance, it also operates in the Nordic and other European nations. Its shares are listed on stock exchanges in London, New York, London, Lisbon, Mexico City, Sao Paulo, Buenos Aires and Milan, and contained in 63 different indexes.



These data show that Santander is uniquely positioned in international banking: by combining a recurrent commercial business and a high level ofgeographic diversification, year over year revenue increases continuously and generate value for shareholders, customers and society. In 2011, its balance sheet became stronger, both in capital and credit quality, so that it was able to meet all the new capital requirements of all relevant national and international. These are facts differentials within the global financial sector, to the pointthat in the last five years the total remuneration to shareholders of Santander has exceeded 24,000 million euros.

In 2011, its balance sheet became stronger, both in capital and credit quality, so that it could meet all months before new capital requirements of all relevant national and international. These are facts differentials within the global financial sector, to the point that in thelast five years the total remuneration to shareholders of Santander has exceeded 24,000 million euros.

IMPACT OF BANCO SANTANDER

The Spanish economy had in a few years a dramatic growth, which led to the internationalization of their companies.

The process of foreign investments by Spanish companies began to gain importance in the mid of the 90s, and was, in the first instance, very focusedon Latin America.

In the early years of this decade has begun a second phase of internationalization in which Spanish companies have also pursued opportunities in other areas, broadening their horizons. The Banco Santander has experienced a profound transformation in the last twenty years.

In the mid of the 80s had managed to be among the big national banks, was the sixth, but its outreach,in a much less globalized world, and Spain that began to open borders and liberalize an economy highly intervened, was limited: its position in this sector was 152.

In 2007, the year of its 150th anniversary, Banco Santander was one of the leading institutions in the world for its size and profitability, for its innovation and its international vocation:

Santander stands amply among theten largest banks in the world by market capitalization and profites. It is the first bank in the Eurozone and the first Latin American financial franchise. In 1985 meant something more than 5% of the assets of the Spanish banking system, and in 2005 more than 40%. All this has resulted in a significant consolidation in the Spanish market, a strong organic growth and a successful policy ofinternationalization.

It has helped to banish old stereotypes associated with Spain. The Bank has become a reference for their global competitors, their business model (focusing on retail banking business without giving up international business), for the emphasis on technology and risk management, and the innovative of its international strategy. Banco Santander has been a pioneer in the task of...